I have been in sales and management in the financial services industry since 1975. My primary focus today is to teach strategies that help to maximize each client's financial potential with an emphasis on macro-economic financial planning.
March 1984 – Present
Since 1984 we have focused on building a company committed to providing "Best in Class" service from the companies we represent to the clients we serve. Our objective has been to provide support, information and education that is distinctive and beyond that which is expected. We are not here to sell a particular product, but to pinpoint, out of thousands of alternatives, the best options available. We can help review insurance, investments, and other financial products to work towards our clients's goals.
Licensed in the following States:
Securities: AK, AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, LA, MI, MN, MO, MS, MT, NC, NJ, NE, NH, NM, NY, NV, OH, OK, SC, SD, TX, UT, VT, WA, WY
RIA CO
The American College CLU®
CLU® (Chartered Life Underwriter®): For 86 years the CLU® has been the respected risk management credential for advisors. Designees have completed eight or more college-level courses representing an average study time of 400 hours. Topics for required courses include insurance and financial planning, life insurance law, estate planning, and planning for business owners and professionals. Elective courses include such advanced topics as income taxes, group benefits, retirement planning, and health insurance. CLU® designees must meet experience and continuing education requirements and must adhere to a high ethical standard.
The American College ChFC®
ChFC® (Chartered Financial Consultant®): The ChFC® designation has been a mark of excellence for almost thirty years and currently requires nine college-level courses, the most of any financial planning credential. Average study time to earn the ChFC® exceeds 450 hours. Required courses cover extensive education and application training in financial planning, income taxation, investments, and estate and retirement planning. Additional electives are chosen from such topics as macroeconomics, financial decisions for retirement, and executive compensation. ChFC® designees must meet experience requirements and adhere to continuing education and ethical standards.
The American College LUTCF
LUTCF (Life Underwriter Training Council Fellow): The LUTCF educational program includes required ethical training and five elective courses chosen from such topics as meeting client needs, serving personal markets, essentials of business insurance, annuities, long-term care, life insurance products, and retirement, investment, and estate planning. An LUTCF has studied the fundamental skills required for an insurance agent and must adhere to an ongoing ethical standard when serving clients.
FSS (Financial Services Specialist): The FSS educational program includes required ethical training and two mandatory courses in financial planning. Three additional elective courses are chosen from such topics as meeting client needs, serving personal markets, essentials of business insurance, annuities, long-term care, life insurance products, and retirement, investment, and estate planning. An FSS designee has studied the fundamental skills required for a financial advisor and must adhere to an ongoing ethical standard when serving clients.
CLU®