Employers with more than 5 employees may begin to receive letters, or even fines, for not participating in a retirement plan. It's important to have something in place - and we're here to help you navigate whether that should be the SecureSavings Plan, a SIMPLE IRA, a 401(k), or a different option. 

In recent years, the Colorado Secure Savings Program was created by law. This law states that businesses with five or more employees that do not already offer a retirement plan are required to participate in the Colorado SecureSavings program or offer another qualified plan like a 401(k) or SIMPLE IRA. In short, it ensures that almost a million workers who previously did not have access to a retirement savings plan at their jobs now have access to a program that helps them save for their future. 

That's where we come in! We can come up with a plan based on your business and your goals. Everything has its own pros and cons - and it's our job to walk you through your options and help you find that "sweet spot" for you, your business, and your employees. 

We will help you discover if a SIMPLE IRA, a 401k. or the SecureSavings program is best for you - we look to find the solution that helps you, your business, and your employees - all come out ahead!