Colorado SecureSavings Plans - A Benefit For Employers and Employees

Employers with more than 5 employees may begin to receive letters, or even fines, for not participating in a retirement plan. It's important to have something in place - and we're here to help you navigate whether that should be the SecureSavings Plan, a SIMPLE IRA, a 401(k), or a different option. 

What is The Colorado Secure Savings Act?

In recent years, the Colorado Secure Savings Program was created by law. This law states that businesses with five or more employees that do not already offer a retirement plan are required to participate in the Colorado SecureSavings program or offer another qualified plan like a 401(k) or SIMPLE IRA. In short, it ensures that almost a million workers who previously did not have access to a retirement savings plan at their jobs now have access to a program that helps them save for their future. 

Who else can participate in this program, or a SIMPLE IRA/other retirement plan? 
- Colorado workers whose employers do not offer a workplace retirement plan
- Self-employed individuals
- Other folks who want to invest in a way that can follow them throughout their careers and is not exclusively tied to their jobs.

How Do I know what's best for my and my business?

That's where we come in! We can come up with a plan based on your business and your goals. Everything has its own pros and cons - and it's our job to walk you through your options and help you find that "sweet spot" for you, your business, and your employees. 

I think I need help - what Can i Do? 

Simply fill out the form below and our team will reach out to connect and get a plan in place as soon as possible!